Management
  
MARSHALL T. ABBOTT
CEO
Chairman of the Board
  
WILLIAM R. (BILL) ABBOTT
President
  
T. KAY MARCENGILL
Vice President
Lending
  
JEFFERY D. (JEFF) KOCH
Chief Financial Office
  
KATHRYN M. (KATHIE) GOODRUM
Chief Operations Officer
  
TERESA HIX
IT Manager